Looking to get home from an event downtown, you open up your phone and book a rideshare home. Even though you thought you were choosing the safe option, the car gets into an accident in the middle of a ride! In such a unique circumstance, what happens next?
Using rideshare apps such as Uber and Lyft has become increasingly commonplace, especially in big cities such as Denver. And no shortage of people take advantage of rideshare platforms, with Lyft’s annual riders hitting 44 million in 2024 and Uber seeing 3.3 billion trips in Q2 2025.
But even though taking an Uber or Lyft can be the safer option, there’s always the threat of a vehicular collision. If that’s the case, it’s more than fair to wonder, “What happens if my Uber or Lyft gets in a crash?”
Negligence In A Rideshare Collision
The negligence standard in Colorado applies as it would in any other auto accident. That means the same negligence concepts apply to both a Lyft or Uber crash and a collision in your personal vehicle.
If the driver of the Uber or Lyft is negligent and you are injured in the crash, you have a claim against that driver for negligence. If, however, the other driver is at fault and collides with the Uber or Lyft driver, you similarly have a claim against the at fault driver for compensation for your injuries damages and losses
How Does Insurance Factor Into A Rideshare Crash?
The insurance coverages that apply in ridesharing arrangements are complicated and fact specific, depending on many variables. Some of the considerations include:
-Whether or not you have auto insurance
-If so, the individual policy that you selected
-Whether the at fault driver had insurance
-The coverages of both state mandated and additional coverages provided by Uber and Lyft
Additional complications include insurance coverage for payment of your medical bills in the aftermath of an accident.
The same analysis may apply:
-For your insurance
-For the insurance of the at fault driver
-For the insurance covering the Uber or Lyft vehicle and driver
All of the above factor into determination of responsibility for payment of your medical bills when injured as a passenger.
A Personal Injury Law Firm Can Help
Getting into an accident in a rideshare vehicle can be devastating, especially with so many factors at play when it comes to liability. When you’re in the midst of recovering from an injury, the last thing you want to worry about is figuring out if your ride is covered by your rideshare company’s insurance policy.
This is where Law One can help. Our team has decades of combined experience when it comes to personal injury law, and we understand that being in an Uber or Lyft accident is still a fairly new and confusing concept, especially if you require medical attention.
We will work with you to ensure that you are treated fairly in the aftermath of a rideshare accident. The Law One team will put in maximum effort towards covering medical bills and granting you the compensation you deserve. Call our offices at (303) 831-8313 for a free consultation on your case.
